Obrea Poindexter

Co-Chair, Financial Services & FinTech @ Morrison & Foerster LLP

Obrea O. Poindexter serves as co-chair of the Financial Services Practice Group at Morrison & Foerster LLP, heads the firm’s mobile payments group, and is co-chair of the FinTech group. Clients turn to Ms. Poindexter for her innovative solutions and critical thinking when it comes to complex regulatory issues. Ms. Poindexterpractices in one of the most well-regarded banking and finance practices in the U.S.The practice offers financial institution clients a critical combination of bank regulatory expertise and a deep understanding of the financial markets.

Ms. Poindexter’s practice focuses on financial services regulation. She advises large financial institutions, retailers and other non-financial card issuers (e.g., technology companies) on financial privacy issues relating to the Gramm-Leach-Bliley Act and the Fair Credit Reporting Act; consumer lending issues under the CARD Act, the Truth in Lending Act and the Equal Credit Opportunity Act; debit cards, prepaid cards, electronic banking and payment system issues under the Electronic Fund Transfer Act(Regulation E) and the E-SIGN Act. She also advises clients extensively on issues related to emerging payments systems such as mobile payment systems and person-to-person payments.

Ms. Poindexter is the former Chair of the American Bar Association’s Privacy andTruth in Lending Subcommittees and is a nationally recognized speaker on banking and consumer financial services issues. In addition, she heads an industry comment group that meets regularly to discuss the implications of financial services regulations on the industry and provides a forum for practical advice on compliance. Ms.Poindexter was recently inducted as a fellow of the American College of ConsumerFinancial Services and is a member of the College’s Board of Regents. She was named to Savoy Magazine’s 2015 Most Influential Black Lawyers list and was named the exclusive winner of the 2016 Client Choice Award for Banking in Washington, D.C. She was also recognized by the National Law Journal as one of the top 75“Outstanding Women Lawyers,” and was shortlisted for Best Regulatory Lawyer of the Year by Women in Compliance 2015. In 2016, Ms. Poindexter was shortlisted for the“Minority Lawyer of the Year” award at the inaugural Chambers USA Diversity Awards.She is also recommended by Legal 500US in the Financial Services: Regulatory category and was named the “Top Author” on FinTech matters as part of JD Supra’s2017 Readers’ Choice Awards.

Prior to joining Morrison & Foerster, Ms. Poindexter was a staff attorney for five years at the Board of Governors of the Federal Reserve System in the Division of Consumer and Community Affairs, where she focused on issues relating to electronic banking, privacy, and consumer lending and leasing.